Car Accident in NI: How Much Is My Claim Worth?

If you have been involved in a Road traffic Accident either as a driver, passenger, or as a pedestrian, then you may have eligibility to claim compensation. Here in the UK and Northern Ireland, you may claim compensation if you are injured as a result of an RTA which was not your fault. As long as you were not to blame, you might be able to claim back the costs of your pain, suffering, and inability to work.

Here is what you need to know about how much your car accident claim in Belfast could be worth.

How are Compensation Claims for Car Accidents Calculated?

In Northern Ireland, the courts split the costs of your road traffic accident up into special damages and general damages. General damages cover your pain and suffering, dealing primarily with how the injuries have affected your day to day life.

Secondly, the courts will take special damages into consideration. Special damages cover things like the loss of income you suffer through since you cannot work because of your injury, or the costs associated with rehabilitation and recovery.

It is the combination of these two types of damages which allow the NI court system to assign worth to a car accident/injury compensation claim. You can read more about special damages and general damages with Lacey Solicitors, Belfast.

How Much Is Your Car Accident Claim Worth?

Let’s get down to the nitty-gritty – how much is your car accident claim worth? This depends on the nature of your injuries. It should go without saying that the worse you suffer, the more money your compensation claim is worth.

Minor injuries

Minor injuries come with a small degree of pain and suffering. Although inconvenient and often painful, these injuries are relatively small. Minor injuries include things like strains, sprains, and minor cases of whiplash.

In this bracket, the doctors expect that you will make a swift recovery. They do not foresee any complications. Keep in mind that your personal injury solicitor will push for the maximum compensation amount possible in every case. The aim here is to provide you with some comfort, should there be complications (such as PTSD) down the line.

Minor Injuries might be worth a few hundred pounds, or they might be worth up to £10,000 GBP. It is always worth pursuing a claim for compensation, no matter how ‘small’ you think your injury is. Minor back injuries with only soft tissue damage can fetch £11k if you are inconvenienced enough.

Moderate Injuries

Unfortunately, whiplash is not always a minor injury. It can affect your daily life for months after a crash. It limits movement, can render you partially immobile, and causes dizziness, drowsiness, and other symptoms. If you still have whiplash 6 months after an accident, then it is likely you have a moderate or severe case.

Moderate injuries might include fractures, torn ligaments, or tissue damage which restricts movement. These injuries can be worth anything from £10,000 upwards to £50,000.

Severe Injuries

Severe injuries cover amputations, loss of organs, paralysis, and all the worst kinds of injuries from car accidents that you can think of. In the most severe cases, compensation claim payouts can exceed hundreds of thousands of pounds.

You can read about how the court system in Northern Ireland will judge your compensation claims’ worth by checking your injuries in the Green Book.

Is It Worth It to Make a Car Accident Compensation Claim?

So… is it worth it to make a claim for your injuries after a car accident? We think so – but the numbers speak for themselves.

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